Pre-existing medical conditions: any physical, illnesses or injuries that you have had
- Before coming to NZ.
- Ongoing or likely to happen again.
Usually not covered, however, if declared additional coverage can be provided; subject to Insurer’s approval. To request this, you will need to fill out the Medical Risk Assessment form, within 28 days of your insurance policy commencement.
You might have passed your immigration medical check regardless of your pre-existing medical conditions

Examples: Asthma, known allergies, diabetes, eczema, a ton meniscus, skin cancer etc.